Avila Medicare Solutions

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Qualifying for Medicare is a major accomplishment and making the transition can be very confusing, so we will explain exactly how to enroll in Medicare and what to expect during the transition.

Some people get Medicare automaticallywhile others have to register manually. In most cases, it depends on whether the person is receiving Social Security benefits, currently receiving Social Security income or Railroad Retirement benefits for at least four months before their 65th birthday. If so, the Social Security office will automatically enroll you in Medicare Parts A and B and you will receive your red, white and blue Medicare card three months before your birthday month. However, if you live in Puerto Rico, you will be automatically enrolled in Part A and must complete an application for Part B, which you can find on the web page Medicare.

You may also contact one of our agents at Avila Medicare Solutions to obtain a copy. Your Medicare benefits will begin on the first day of the month in which you turn 65, but if your birthday is the first of the month, your Medicare benefits will begin on the first of the previous month.

On the other hand, if you are not receiving Social Security income or Railroad Retirement benefits, you must enroll in Medicare manually, either by calling the Social Security Administration toll-free at 1-800-772-1213 or through one of their local offices, but if you are internet savvy, you can register online at www.ssa.gov.

If you need help enrolling, you can also contact one of our agents at Avila Medicare Solutions for free assistance. You will be able to complete your enrollment not before 90 days of the eligibility date, which is usually the first day of the month in which you reach age 65.

These are the most common cases for qualifying for and enrolling in Medicare. However, if you have certain disabilities, you may also qualify for automatic enrollment. For example, if you are under age 65 and receive Social Security disability or Railroad Retirement Board benefits for 24 months, you will be automatically enrolled in Parts A and B, and you will receive your Medicare card in the mail three months before the 25th month of disability.

In addition, if you have ALS disease, also known as Lou Gehrig's disease, you will also be automatically enrolled in Medicare Parts A and B in the month your disability benefits begin, and you will receive your card in the same month.

Finally, if you have end-stage renal disease and qualify for Medicare Part A, you may choose to manually enroll in Parts A and/or B immediately upon eligibility.

While most people qualify for free Part A and therefore sign up for Part A, some people may choose to delay their Part B enrollment, but in our next article we will discuss when and why to delay Part B and what the consequences are.

If you need help with Medicare enrollment or have any questions about Medicare or health insurance, please do not hesitate to contact us.

Our local number is 512-520-5957 or you can call us on our toll free number which is 855-GO-AVILA. We are here to serve you.

Do you have any doubts? Call us now.

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