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The skin, being the largest organ of the body, requires special care, especially in older age, when skin conditions such as skin cancer, dermatitis, psoriasis, and chronic wounds become more common. For Medicare beneficiaries, it is crucial to know what skin health treatments are covered and how they can access these services efficiently and affordably. In this article, we will explain how Medicare can help you care for your skin and prevent potential complications.
Medicare, the federal health care program for people age 65 and older and certain people with disabilities, provides coverage for a variety of skin health-related treatments, as long as they are considered medically necessary. This means that if you have a skin condition that requires medical attention, such as serious wounds, infections or skin cancer, Medicare will probably cover the appropriate treatment.
Medicare Part B covers outpatient medical visits and treatments. This includes visits to dermatologists, skin biopsies and some skin cancer treatments. If your doctor deems a skin health treatment medically necessary, Medicare will likely cover 80% of the cost after the Part B deductible has been met. Among the services covered under Part B are:
If treatment for your skin condition includes medications, Medicare Part D may help with the cost of these medications. Topical medications for conditions such as psoriasis, skin infections and other dermatological treatments are usually covered under Part D, as long as they are included in your plan's formulary.
It is important to note that Medicare does not cover all skin health treatments. Procedures considered cosmetic, such as wrinkle removal, correction of non-serious scars or treatment of age-related blemishes, are generally not covered. If you are interested in any cosmetic procedures, you must cover the costs out-of-pocket.
Prevention is key when it comes to skin health. Regular checkups with a dermatologist can help detect problems before they become serious conditions. Medicare covers preventive screenings under certain conditions, such as skin cancer screenings. Check with your doctor to see if you qualify for these screenings.
Understanding Medicare coverage for skin health treatments can be complicated. At Avila Medicare Solutions, we offer free, personalized advice to help you navigate your Medicare plan and maximize the benefits you are entitled to. Our team is available to answer all of your questions and ensure you receive the best possible care.
Contact us today at 855-GO-AVILA for a free consultation and start caring for your skin effectively with the help of Medicare.