Plan C
Medicare Supplement Plan C is one of the strongest Medicare Supplement plans or Medigap policies that provides coverage for almost all of the coinsurance and copayment requirements of Original Medicare. It lacks only one benefit, and that is coverage against Part B Excess Charges. While excess charges are rare, some states allow physicians to charge up to 15% more than Medicare would normally cover for a given service. Medicare's term for what they consider usual and customary is known as Medicare assignment. A physician may accept Medicare, but not accept Medicare assignment and therefore reserves the right to charge you an additional 15%.
Plan C
Medicare Supplement
- Part A (Hospital) Coinsurance
- Part B (Medical) Coinsurance
- Part A Hospice Copayment
- First 3 pints of blood
- Skilled Nursing Copayment
- Part A Deductible
- Part B Deductible
- Part B Excess Charges
- Emergency Foreign Travel
As you can see from the chart above, Medicare Supplement Plan C will provide excellent coverage for the following expenses:
- Medicare Part A coinsurance for inpatient hospital stays, including an additional 365 days after your Medicare benefits are exhausted.
- Medicare Part B coinsurance for physician and outpatient physician services.
- Medicare Part A copayment for hospice services.
- The first three pints of blood required for any medical procedure.
- Medicare copayment for skilled nursing facility stays
- Part A Deductible
- Part B Deductible
- 80% for foreign travel emergencies up to a lifetime benefit of $50,000
