Choose Wisely: Comparing Original Medicare vs. Medicare Advantage

Dear Readers,

At Avila Medicare Solutions, we understand the importance of choosing the right Medicare option for you and your family. Our commitment is to provide you with the clearest and most accurate information so you can make an informed decision. Today, we will focus on comparing the differences and similarities between Original Medicare and Medicare Advantage.

Original Medicare: The Basis of Your Coverage

Original Medicare is the federal health program for people age 65 and older, as well as some younger people with disabilities. It is primarily composed of two parts: Part A (Hospitalization) and Part B (Medical Services).

Part A: It covers expenses for hospitalization, skilled nursing facility care, hospice, and some home health services. For most people, Part A has no monthly premium if you or your spouse paid Medicare taxes while working.

2. Part B: It covers medically necessary services such as doctor visits, lab tests, outpatient surgeries, and durable medical equipment. Part B has a monthly premium.

Medicare Advantage: A Comprehensive Alternative

On the other hand, Medicare Advantage, also known as Part C, is offered by private insurance companies approved by Medicare. These plans include all the benefits of Original Medicare and often offer additional coverage, such as vision, hearing, dental and wellness programs.

Medicare Advantage plans may have different cost structures and may require you to use in-network providers. Some plans may offer lower monthly premiums than Original Medicare Part B, although costs vary by plan and location.

What is the Best Option for You?

The choice between Original Medicare and Medicare Advantage depends on your individual health and financial needs. Some points to consider include:

- Cost: Compare premiums, deductibles, co-payments and out-of-pocket maximums.

- Coverage: Consider the need for additional coverage that Original Medicare does not offer.

- Suppliers: If you have preferred doctors or specialists, check to see if they are included in the Medicare Advantage plan's network.

- Prescription drugs: Many Medicare Advantage plans include drug coverage, while in Original Medicare you will need an additional Part D plan.

At Avila Medicare Solutions, we are here to help you navigate these options. Our team of Medicare experts can provide free, personalized advice to make sure you choose the plan that best suits your needs.

Choosing between Original Medicare and Medicare Advantage is an important decision. At Avila Medicare Solutions, we understand the complexities of Medicare and are committed to helping you find the best coverage for your unique situation.

Want more information or need help comparing plans? Do not hesitate to contact us. Our specialized consultants are ready to offer you a free, no-obligation consultation. Together, we can make sure you make the best decision for your health and well-being.

Visit us at www.goavila.com or call us today at 855-GO-AVILA. Your health and peace of mind are our priority.

Avila Medicare Solutions: Your Trusted Guide to the World of Medicare.